Everything You Need to Know About Federal Holiday Closures Today
As the nation marks Columbus Day and Indigenous Peoples' Day on the second Monday of October 2026, millions of Americans are searching for answers regarding essential services, financial institutions, and government offices.
Understanding which facilities observe the federal holiday and which maintain regular business hours can prevent unnecessary trips and logistical headaches. Here is your verified, comprehensive breakdown.
United States Postal Service & Mail Delivery
- Post Offices Closed: All retail USPS branch locations are closed nationwide for the federal holiday.
- No Regular Mail: Standard residential and commercial mail delivery is suspended today.
- Priority Mail Express: Only time-sensitive Priority Mail Express shipments are delivered on a limited holiday schedule. Regular deliveries resume Tuesday morning.
Banking and Financial Institutions
- Major Banks Closed: Federal Reserve banks observe Columbus Day as an official bank holiday. Major retail banking branches—including JPMorgan Chase, Bank of America, Wells Fargo, and Citibank—are closed for lobby transactions.
- ATM & Digital Banking: Mobile banking applications, electronic wire transfers (processed next business day), and local ATM cash machines remain fully functional.
Wall Street & Financial Markets: The Big Surprise
Unlike federal banks and the postal service, the U.S. stock market is OPEN today.
* New York Stock Exchange (NYSE): Regular trading hours from 9:30 AM to 4:00 PM Eastern.
* Nasdaq: Full standard electronic trading session in progress.
* U.S. Bond Market: Closed in observance of the federal holiday, meaning government bond trading is paused while equity shares trade normally.
Retail Stores and Supermarkets
Virtually all national retail chains, department stores, and grocery outlets (including Walmart, Target, Costco, and regional supermarkets) remain open with regular operating hours, many featuring competitive seasonal holiday promotional sales.